A Visa® Credit Card from SWOFCU has a low fixed rate of 10.9%APR, no annual fee, no balance transfer fee, and no cash advance fee plus additional travel benefits.  Apply for your SWOFCU Visa® Credit Card today with our online application or stop by one of our convenient locations.


We’ve made it easier and more convenient than ever to manage your account:


  • Enjoy the convenience of 24 hour access
  • Manage your account online
  • Download Statements
  • Pay your bill online

Get started today with our Online Access Plus.


Verified by Visa

For added protection register your SWOFCU Visa® credit card with Verified by Visa

It provides added assurance when using your Visa® card to make purchases online. Verified by Visa is a service developed to help ensure that only you use your Visa card to shop online.

SWOFCU Visa® Credit Card Disclosure

Visa CC Over Credit Limit Opt In – Opt Out Form

 To request an SWOFCU Visa® Card agreement, please phone us at 580-353-0490 or toll free at (866) 353-0490. We will send you an agreement within 10 business days.

For a lost or stolen Visa Card after hours please call 1-855-445-1149.