Enhanced security with two-factor authentication beginning April 9, 2026
The security of your account is always a top priority at SWOFCU. To comply with updated federal requirements and provide an enhanced level of account security, a new two-factor authentication feature will be implemented for on-line and mobile account access.
Beginning April 9, 2026, when you log in to your account, you will be prompted to select how you wish to receive a one-time code (typically a text or call to your cellular device). You will receive a one-time code and simply enter the code in the designated field to gain access to your on-line or mobile account.
What does two-factor authentication mean for you?
No more frustrating security questions when accessing your account
- No need to memorize your new passcode – each generated code is unique
- Each passcode is sent directly to your device for easier access
- Your account is better secure against unauthorized account access
Updated regulatory rules require changes to the log on process for Home Banking (Virtual Branch Next) and Mobile Banking (Mobiliti). The new enhanced log on process meets all federal regulatory guidance by adding additional security layers to your online/mobile log on process. The new log on process provides additional protection against unauthorized account access.
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