ATM Card

Get cash everywhere you go with a Southwest Oklahoma FCU ATM card! An SWOFCU ATM card gives you instant access to your Southwest accounts at more than 300,000 locations worldwide. Get cash, make deposits, even check your balance at any ATM location. Click here for ATM locations.


VISA Check/Debit Card

Your SWOFCU Visa Debit Card is accepted at millions of locations around the world. From the supermarket around the corner to a restaurant halfway around the world, your Visa Debit Card will make life easier and more convenient.

It’s perfect for Internet, phone, mail-order purchases, to pay bills or for the little things that catch you off guard. It’s the quickest, most simple way to make all your purchases.  Plus, it works at ATMs when you need cash.

SWOFCU is committed to providing you with the most advanced fraud protection solutions available in the marketplace.  Our fraud monitoring service EnFact may contact you either by phone or email to verify if transactions charged to your card were made with your authorization.

Planning on traveling please be sure you notify us to ensure that our fraud service does not block your transactions.


Stop by either of our branch locations to order either the SWOFCU Check/Debit Card or SWOFCU ATM Card.


Verified by Visa

As a valued member we are pleased to offer you Verified by Visa.

“Verified by Visa” provided in association with Verified by Visa International, protects your card against unauthorized use when you shop online at participating retailers.  If you make a purchase in a shop, you enter a PIN number or sign a receipt to validate the transaction  Verified by Visa mimics this process over the Internet by providing a digital receipt that you sign off with your own personal password.  No need to enroll you are automatically enrolled and instantly receive the extra layer of protection that Verified by Visa provides.


To report a lost or stolen SWOFCU Check/Debit Card after hours please call 1-800-472-3272

After hours fraud detection service 1-877-253-8964

To activate your card or to change your PIN please call 1-800-992-3808