A Visa® Credit Card from SWOFCU has a low fixed rate of 10.9%APR, no annual fee, no balance transfer fee, and no cash advance fee plus additional travel benefits.  Apply for your SWOFCU Visa® Credit Card today with our online application or stop by one of our convenient locations.

Visa® is the number one payment card used by people around the world, Visa® offers exceptional convenience and reliability. Use Visa® cards to pay for purchases at more than 19 million merchants, including Internet merchants. Get cash at more than 627,000 ATMs in the Visa Global ATM Network in 120 countries. It’s a secure and  reliable way to pay for anything you need, anywhere around the world.

Verified by Visa

For added protection register your SWOFCU Visa® credit card with Verified by Visa

It provides added assurance when using your Visa® card to make purchases online. Verified by Visa is a service developed to help ensure that only you use your Visa card to shop online.


Zero Liability

When you use your Visa® card to shop online, in a store or anywhere, you’re protected from unauthorized use of your card or account information. With Visa’s® Zero Liability Policy, your liability for unauthorized transactions is $0, you pay nothing! Visa® takes online security very seriously, so you can focus on your shopping.




 is already the place to go for up-to-the-minute information about your SWOFCU Visa® Card.  Now it’s easier than ever for cardholders to track and reconcile their credit card activity.

Cardholders can download current transaction activity into various file formats including Quicken Web Connect and save it to your PC or integrate it with your home banking files.

Schedule your current month’s credit card payment up to 30 days in advance and be able to setup Automatic Payments to your card account directly in GoToMyCard.com.  Automatic Payments allow cardholders to pay the minimum payment due, the total balance or a fixed dollar amount each month automatically.

And don’t forget, GoToMyCard.com is the place to go to enroll in e-statements for your credit card statement.

 SWOFCU Visa® Credit Card Application

Visa CC Over Credit Limit Opt In – Opt Out Form

 To request an SWOFCU Visa® Card agreement, please phone us at 580-353-0490 or toll free at (866) 353-0490. We will send you an agreement within 10 business days.