We offer our members a wide selection of new and used automobile loans of various terms and rates. Find the car, truck or van you want and give us a call or, better yet, come by for a pre-approval so you can shop with confidence. You can also try our online loan application. At SWOFCU we can finance it for you faster! Get pricing and information on new and used cars, motorcycles, RVs and boats at NADA

 

New Auto Loans

New Car Rates (3 years old or newer) Rate as low as: Rate as high as:
84 months 2.90% APR 10.40% APR
72 months 2.65% APR 10.15% APR
60 months 2.40% APR 9.90% APR
48 months 2.25% APR 9.75% APR
36 months 2.10% APR 9.60% APR
24 months 1.95% APR 9.45% APR

 

Used Auto Loans

Used Car Rates (4 years old to 8 years old) Rate as low as: Rate as high as:
84 months 3.80% APR 11.30% APR
72 months 3.55% APR 11.05% APR
60 months 3.30% APR 10.80% APR
48 months 2.90% APR 10.40% APR
36 months 2.75% APR 10.25% APR
24 months 2.60% APR 10.10% APR
Other vehicles 9 to 12 years old (up to 60 months) 4.15% APR 11.65% APR
All other vehicles (term depends on condition) 5.55% APR 13.05% APR

 

Auto Loan Calculators

Should I lease or purchase a car?

How much will my auto payments be?

Should I take a rebate or low-cost financing?

Should I accelerate my auto payments?

How much car can I afford?

The accuracy of these calculators and their applicability to your circumstances are not guaranteed.  Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

 

Effective Date:  July 1, 2014

All rates are subject to change at any time. 

Rates do not apply to existing credit union loans.  For Risk Based pricing the Annual Percentage Rate (APR) you receive will be within range disclosed above and is based on your credit worthiness.