Signature Loan

The convenience of a signature loan is available for our members for terms of 12 to 60 months.  Apply online and get pre-approved so you’ll be free to make your purchases!  

Signature Loan Rates

Rate as low as:Rate as high as:
12 months9.25% APR16.00% APR
24 months9.75% APR16.50% APR
36 months10.25% APR15.00% APR
48months10.75% APR13.50% APR
60months11.75% APR12.50% APR

 

Other Loans

Southwest offers members a wide array of financing options for other types of collateral. Check our rates  and apply online now to get pre-approved. 

New Motorhome, Travel Trailer, & Boat Loans

New Motorhomes, Travel Trailers, & Boats (3 years old or newer)Rate as low as:Rate as high as:
108 or 120 months8.25% APR15.00% APR
84 or 96 months8.00% APR14.75% APR
60 or 72 months7.75% APR14.50% APR
Up to 48 months7.50% APR14.25% APR

 

Used Motorhome, Travel Trailer, & Boat Loans

Used Motorhomes, Travel Trailers, & Boats (4 years old or older)Rate as low as:Rate as high as:
84 months9.50% APR16.25% APR
72 months9.00% APR15.75% APR
60 months8.75% APR15.50% APR
48 months8.50% APR15.25% APR

 

New Motorcycle

Motorcycles & PWC (MC's: road use only — must be titled) (3 years old or newer)Rate as low as:Rate as high as:
60 months7.75% APR14.50% APR
48 months7.50% APR14.25% APR
36 months7.25% APR14.00% APR

 

Used  Motorcycle

Motorcycles & PWC (MC's: road use only — must be titled) (4 years old or older)Rate as low as:Rate as high as:
60 months8.75% APR15.25% APR
48 months8.50% APR15.00% APR
36 months8.25% APR14.75% APR

 

All Other Collateral

Other CollateralRate as low as:Rate as high as:
Up to 60 months9.50% APR16.00% APR

Payment Preference Form

 

Effective date Jan. 16, 2024

Rates are subject to change without notice.  Rates do not apply to existing credit union loans.  For Risk Based Pricing the Annual Percentage Rate you receive will be within the range disclosed above and is based on your credit worthiness.  All loans are subject to approval.